Commercial Finance

Commercial mortgages are generally used for three purposes:


An owner-occupied commercial mortgage is required when a business or individual wants to purchase the premises it is currently operating from, or it wants to buy a new premise to move into and trade from.

Commercial buy-to-let

A commercial BTL is required where a business intends to purchase a commercial unit and let it out to another business to make a profit from rent or an appreciation in the value.

This is similar to a Residential BTL but is considered higher risk by a Lender as it can be more difficult to find a tenant for commercial premises.

Residential buy-to-let

Residential BTL’s can be considered as a commercial mortgages. This is typically used by professional landlords with large portfolios as well as LTD Companies set up specifically for the purpose of residential letting.

At 360 FS, we specialise in providing fast and flexible funding for all types of projects.

Whatever your commercial property goals, we have the right team, knowledge and contacts to help you find the best funding solution.

Market leading rates

Independent, whole of market advice with access to the High Street banks, challenger banks & specialist lenders

Free, friendly one-hour consultation & no-obligation quote

Speed – we have arranged finance within a few days

Direct access with the decision makers. We deal directly with the underwriter on your case – not service centers

Control – we project manage the entire application from start to completion

Communication – as well as a highly experienced Broker, you will also have access to a dedicated case manager

A local, personal service – we are open from 8am to 8pm Monday to Friday

Enquire below:


Your home may be repossessed if you do not keep up repayments on your mortgage

Our typical fee is £495, but a fee of up to 1% is payable in some instances.

 Some commercial mortgages and most buy to let mortgages are not regulated by The Financial Conduct Authority.

360 Financial Services Limited is an appointed representative of New Leaf Distribution Ltd which is authorised and regulated by the Financial Conduct Authority.
FCA Number 460421

New Leaf Distribution: 1st Floor, Princess Caroline House, 1 High Street, Southend on Sea, Essex, SS1 1JE

What Our Clients Say

"Having used 360 Financial Services to obtain my first mortgage I received a first class service with a personal touch. I cannot recommend this company enough, provided excellent knowledge of the products offered so I really had a good understanding of all the options before making a decision. I will definitely be using their services again when re-mortgaging."

Sam – (First Time Buyer – Shared Ownership)

"360 Financial Services delivered what 3 other Brokers couldn’t.
Ours was a complex case and Jamie made it look easy. 360FS are miles ahead of the competition & I would recommend them without hesitation."

Ben & Rachael – (Buy to Let)

"We needed a Broker who could think outside of the box, move quickly and control the process. We were not disappointed and I would definitely use them again!"

Paul – (Commercial)

"Jamie found us an exclusive rate that was market leading and he let me know well in advance so we could take advantage of it. Always proactive and he has saved us a fortune over the years. Would highly recommend 360 Financial Services to anyone! "

Drew & Sarah (Re-mortgage – Capital Raising)

"I would highly recommend 360 Financial Services to anyone. I applied for my first mortgage so all of this was very new to me. The advice given to me was brilliant and I was receiving constant updates in terms of the best mortgage for me. It was a very friendly service and I would not hesitate to use them again in the future."

Adam – (First Time Buyer)

"Well informed, helpful, outstanding service. Great value for money."

Bill – (Buy to Let)

"Our advisor could not have been more helpful and speedy in his advice regarding our quite complex re-mortgage application. He simplified a minefield of issues and secured a great mortgage offer, very quickly.
The best part of the service was Charlie who was extremely proactive keeping us sane throughout a tricky process."

Helen & Stuart – (Re-mortgage)

"We knew we had to arrange life cover but didn’t really know where to start with it all. Matt explained all of the available options and created a package that suited our monthly budget. We know the exact cover we have and feel so much better that we are suitably protected against any surprises life throws at us."

Dan & Mia – Life Cover

"As first time buyers, we had no idea of the process but Jamie and Asad were amazing!
They explained everything clearly and were with us through every step of the journey. Thank you!!!"

Danny & Anne-Marie – (First Time Buyers)

"I received very helpful advice from 360 financial services. Staff were well informed about mortgage packages available and kept me updated on the progress of my application in a timely manner. Very professional and friendly service."

Christine & Phil – (Buy to Let)