Commercial Finance
Commercial mortgages are generally used for three purposes:
OWNER-OCCUPIER
An owner-occupied commercial mortgage is required when a business or individual wants to purchase the premises it is currently operating from, or it wants to buy a new premise to move into and trade from.
COMMERCIAL BUY-TO-LET
A commercial BTL is required where a business intends to purchase a commercial unit and let it out to another business to make a profit from rent or an appreciation in the value.
This is similar to a Residential BTL but is considered higher risk by a Lender as it can be more difficult to find a tenant for commercial premises.
RESIDENTIAL BUY-TO-LET
Residential BTL’s can be considered as a commercial mortgages. This is typically used by professional landlords with large portfolios as well as LTD Companies set up specifically for the purpose of residential letting.
We specialise in providing fast and flexible funding for all types of projects.
Whatever your commercial property goals, we have the right team, knowledge and contacts to help you find the best funding solution.
- Market leading rates
- Independent, whole of market advice with access to the High Street banks, challenger banks & specialist lenders
- Free, friendly one-hour consultation & no-obligation quote
- Speed – our typical turnaround from application to offer is 2-4 weeks
- Direct access with the decision makers. We deal directly with the underwriter on your case – not service centres
- Control – we manage the entire application from start to completion. We work closely with your estate agent, solicitor, surveyor & lender to ensure a smooth & controlled process
- Communication – as well as a highly experienced Broker, you will also have access to a dedicated case manager
- A local, personal service – we are open from 8am to 8pm Monday to Friday
IMPORTANT
Your home may be repossessed if you do not keep up repayments on your mortgage
Our typical fee is £495, but a fee of up to 1% is payable in some instances. Some commercial mortgages and most buy to let mortgages are not regulated by The Financial Conduct Authority. 360 Financial Services Limited is an appointed representative of New Leaf Distribution Ltd which is authorised and regulated by the Financial Conduct Authority.
FCA Number 460421
New Leaf Distribution: Garfield House, 165-167 High Street, Rayleigh, Essex, SS6 7QA