Pension Consolidation
Pension consolidation is one of the easiest things to put on the back burner, but taking control can be one of the most life changing decisions you make.
If you have historic workplace pensions gathering dust, we can absolutely help you blow away the cobwebs.
Pensions are complicated, jargony, and let’s be honest, a bit boring! We get it, we understand, and we are here to take the leg work away from you and give your retirement a push in the right direction.
Why 360 are the right choice for you
You come first. That’s why our clients love us.
- We are whole-of-market - Meaning we are not restricted or tied to any pension providers, and we have access to some of the largest global money managers and funds for retail clients.
- In-depth analysis - Our team of paraplanners are on hand to research and compare your current funds to what is currently on offer. We will calculate the performance needed to make the switch or consolidation worthwhile with any fees incorporated.
- No obligation ‘quote’ - You are not committed to anything until you’re happy that the new funding arrangements make sense, so it’s on us to prove to you that using our services will benefit you and your retirement plans.
Investing will always carry risk and will not have guarantees, but positioning the funds aligned to your risk appetite and capacity for loss is paramount for correct financial planning and getting your financial ducks in a row.
You Need to Take Action
The effects of leaving a pension pot in a fund which is not suitable can have a huge impact at retirement when you hope to do something with the money, and the greatest asset we have, TIME, has diminished.
Timing the market and time IN the market are completely different things. Pension planning is not about chasing unicorns and trying to land that big next stock that may or may not explode in value, it is more about a measured approach, with smart fund management aligned to your stage of life and risk appetite.
Your needs can, and often will, change throughout the course of your lifetime. There may be times where you are looking for more aggressive growth for accumulation and have time on your hands to allow for potential compounded gains, whereas edging closer to retirement you may wish to opt for more protective arrangements and defence is the name of the game.
Trying to do this DIY can be dangerous, but doing NOTHING can also be detrimental.
Speak to us today for a no obligation chat so you know where you stand and can make an informed decision.
IMPORTANT
Your home may be repossessed if you do not keep up repayments on your mortgage
360 Financial Services Limited is an appointed representative of New Leaf Distribution Ltd which is authorised and regulated by the Financial Conduct Authority.
FCA Number 460421
New Leaf Distribution: Garfield House, 165-167 High Street, Rayleigh, Essex, SS6 7QA