At 360 Financial Services, we are passionate about protecting you, your family and your estate in every scenario.

You will be offered a free protection & legacy planning review. During this, an adviser will review your current position & get to understand your specific budget, wants and needs. 

Following this, you will be presented with a tailor made, recommended package to protect you from all financial risk.

We use a range of well-known and trusted insurers to ensure you get the most suitable products at the most competitive prices.

Here are some of the policies we can offer:


Life cover pays a lump sum to your family (or whoever you decide) if you die. Policies are designed to help families cope with the financial pressure of losing the household’s main earner. This money is typically used to repay the mortgage amount and keep a roof above your family’s head.

Some policies also offer Family Income Benefit which can provide a monthly income to ensure your family’s lifestyle does not need to change in the event of losing your / an income.


Critical Illness Cover pays you a tax-free cash lump sum if you are diagnosed as having one of the illnesses specified in the insurer’s policy. Becoming seriously ill could have a huge impact on you and your families ability to live a normal life at this very stressful time.

This cover allows you to be able to pay for care costs, medical bills and your financial commitments and is often combined with life insurance for extra peace of mind.


Income Protection is an insurance policy that pays out if you’re unable to work because of injury or illness. This cover is so important for someone who is self-employed and has no employer benefits to fall back on if they fell ill or had an accident. Even if you are employed, then having your income replaced with statutory sick pay if you fall ill would also have a huge impact on your family.

Income Protection is there to pay a monthly income until a doctor/medical professional allows you to work again. It usually pays out until retirement, death or your return to work, although Short Term IP policies are also available at a lower cost.


Your home may be repossessed if you do not keep up repayments on your mortgage

Our typical fee is £495, but a fee of up to 1% is payable in some instances. Some commercial mortgages and most buy to let mortgages are not regulated by The Financial Conduct Authority. 360 Financial Services Limited is an appointed representative of New Leaf Distribution Ltd which is authorised and regulated by the Financial Conduct Authority.
FCA Number 460421
New Leaf Distribution: Garfield House, 165-167 High Street, Rayleigh, Essex, SS6 7QA

Scroll to Top